Sources

How to read the tables

The two price sheets were compiled on Oct 7, 2026 for ten shoppable services. Each row names the provider, the setting and the cash price exactly as the source states it, with the source linked and the date it was read. Rows are in the order of the sheets.

(U) marks anything not verified from a primary source: a figure that could not be fetched, that rests on a third party, or that is missing from the file it should be in. Rows marked (U) are kept so the gaps are visible. No number on this page is estimated or invented.

The tables hold two kinds of cash price. A posted price from a provider's self-pay list or an MDsave listing. And a hospital's discounted cash price from its CMS machine-readable file, shown with the gross charge. Prices confirmed by phone appear on result cards with the date of the call; none are in these tables yet. Medicare amounts on the site are reference figures from the CMS files below, national and unadjusted.

Phoenix metro

31 rows. Network rates on the site for Phoenix come from Banner Estrella Medical Center's machine-readable file.

San Francisco Bay Area

39 rows, covering San Francisco, Oakland, Daly City, South San Francisco and Walnut Creek. Network rates on the site for the Bay Area come from the CPMC Van Ness and John Muir Walnut Creek machine-readable files.

Medicare source files

All accessed Oct 7, 2026. The same files serve both metros. San Francisco's locality (CA001) and the Bay Area wage index are above national, so local Medicare is higher than these figures.

Hospital machine-readable files

Parsed locally on Oct 7, 2026. These files supply the hospital cash prices in the tables and the network rates quoted on the site.

Known gaps

What the sheets could not verify, in the sheets' own order and in shorter form.

Phoenix

• Sonora Quest My Lab ReQuest prices (80053, 85025): the site is a JavaScript app and did not render to fetch. Third-party claims of $23 and $49 are unverified.
• Phoenix ASC cash prices for 29881 and 66984: none found on provider websites. Turquoise Health blocks automated fetch (403); the Chandler, Gilbert and Phoenix ASC figures in its search snippet need a manual look. Banner's Arizona ASC transparency page loads prices via script.
• Banner Estrella's file has no discounted cash value for 45378 or 29881 and no 66984 rows at all. Banner University Medical Center Phoenix, Banner Desert, Banner Thunderbird and Banner Gateway files (about 110 MB each) were not pulled.
• HonorHealth's dated MRI and CT prompt-pay lists stop at 01/2022; the 01/2023 and 01/2025 files cover x-ray and ultrasound only. The $580 CT figure is from an undated PDF with 2018 file metadata.
• HonorHealth, Dignity St. Joseph's, Mayo Clinic Arizona, Abrazo and Valleywise negotiated rates were not pulled; only Banner Estrella's file was parsed.
• No public source found for Arizona commercial rates on 99203 at the payer level; payerprice.com's Arizona page covers behavioral health codes only.
• Southwest Medical Imaging (SMIL) posts cash prices only for screening exams (calcium score $200, lung screening $350, breast MRI $749), not for the three diagnostic codes here.
• MDsave colonoscopy in Arizona lists Oro Valley Hospital (Tucson area) at $2,614 excluding anesthesia; no Phoenix metro MDsave colonoscopy listing was found.
• Medicare figures are national (MPFS) or national unadjusted (OPPS and ASC); Arizona wage-index and GPCI adjustments were not applied.

San Francisco Bay Area

• Sutter (CPMC Van Ness and Alta Bates Summit) files post discounted_cash equal to gross on every row, and the CPT-level rows for 45378, 29881 and 66984 carry payer rates only. The files give no hospital cash price for those three services; Sutter's uninsured discount lives in its financial assistance policy.
• Lab codes (80053, 85025) and clinic visits in the Sutter files have no dollar rows for commercial payers, only a percent of billed charges in each payer's algorithm string. Dollar figures derived from that percentage are arithmetic, not file values.
• John Muir Walnut Creek: the standard Anthem Blue Cross PPO dollar rows for the three imaging codes were not captured; 66984, 99203 and 90837 returned no rows at all. The $1,681.30 CMP charge line looks like a bundled or panel charge, but it is what the file maps to 80053.
• No San Francisco, Oakland, Daly City, South San Francisco or Walnut Creek ASC cash price for 29881 or 66984: LaserVue and Pacific Eye Associates post no dollar figure, MDsave's California listings cover Ventura only, mycarecost.com hides facility names behind a paywall, and Turquoise Health returned 403.
• Center for Colonoscopy Excellence's $1,492 and $1,620 self-pay prices rest on a Becker's ASC Review article that would not fetch (403) and is undated in search results; treat as (U) until confirmed with the practice.
• Octave's self-pay rate: findoctave.com returned 403 on the pricing page and 403 or 404 on the cost blog.
• One Medical posts no in-office self-pay price; the $100 to $250 range is from a Solv listing, not One Medical.
• No public source found for Bay Area commercial rates on the 99203 professional fee: payerprice.com's California primary-care page does not exist (404) and the hospital files carry only the G0463 facility fee.
• UCSF, Dignity Saint Francis and St. Mary's publish JSON files but their index pages exposed no file links to automated fetch; none was parsed. John Muir Concord and Alta Bates Summit's Alta Bates and Herrick campuses were not pulled.
• Golden Gate Imaging, Insight Imaging and RadNet / Bay Imaging Consultants post no cash prices on their sites; the only RadNet San Francisco figure in search results ($1,660) is from a 2014 KQED piece and was not used.
• InView Imaging's cash page does not say whether the radiologist read is included and does not map "CT single study" vs "CT with/without contrast" to CPT codes; its MDsave prices for the same sites are 15% to 17% lower than its own list.
• QuestDirect: California purchasability is not confirmed on the product pages; the promotion footer excludes Arizona, Hawaii and Pennsylvania only.
• Two Chairs' pricing page does not state session length or name its San Francisco clinics; Thriveworks' nearest office is Berkeley.
• Carbon Health's pricing page says prices vary by state and showed one Bay Area schedule; which San Francisco and Oakland clinics are currently open was not verified.
• Medicare figures are national (MPFS) or national unadjusted (OPPS and ASC); San Francisco GPCI and Bay Area wage-index adjustments were not applied, so local Medicare is higher than shown and every "% of Medicare" on the sheet is overstated for the Bay Area.

Notices

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